THE TAX CLUB, are misleaders. they are like scammers. they will tell you things that sound great and lead you to a program that do not fit you. even if you told them your situation and ask them for the right program. all they want is money and they will put you in the program that will get the most out of you.
then they will have their sister company contact you and lie about their program to make a sale.
i have asked for a refund and they say someone will contact me but no one have contacted me yet.
i got in contact with this company through the DAVID ESPINO e-bay package. also affiliated are the PMI business conceling group. they too will sell you something that don't fit your financial situation.